Quick Answer: What Can A Scammer Do With My Name And Date Of Birth?

What do I do if I give my personal information to a scammer?

If You Gave a Scammer Your Personal Information Go to IdentityTheft.gov to see what steps you should take, including how to monitor your credit.

Did you give a scammer your username and password.

Create a new, strong password.

If you use the same password anywhere else, change it there, too..

What can a scammer do with your name and address?

With a name and address, a thief can change your address via U.S. Postal Service and redirect mail to their address of choice, Velasquez says. With access to your financial mail, the thief may intercept bank statements and credit card offers or bills, then order new checks and credit cards.

What can a scammer do with my name and phone number?

A scammer finds out your name and phone number and then attempts to gather as much personal identifiable information (PII) as possible about you. PII includes name, address, Social Security number (Social Insurance number in Canada), date of birth, and other information that can be used for identity theft.

How do you check if my SSN is being used?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What is the most common method used to steal your identity?

Financial identity theft. This is the most common form of identity theft — when someone uses another person’s information for financial gain. For instance, a fraudster may use your bank account or credit card numbers to steal money or make purchases, or use your Social Security number to open a new credit card.

What information does a scammer need?

Fraudsters need just three key bits of information to steal your identity and access your accounts, take out loans, credit cards, mobile phones in your name. All it takes is a name, date of birth and address – and most of this can be found on social media profiles, such as Facebook.

What can a scammer do with your zip code?

Or worse, your ZIP code may find its way to scammers who will couple it with other bits of personal data to steal your identity. Often you have to provide a ZIP code when you use a credit card at an untended machine, such as a gasoline pump.

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

Is a phone number personal data?

Personal data are any information which are related to an identified or identifiable natural person. … For example, the telephone, credit card or personnel number of a person, account data, number plate, appearance, customer number or address are all personal data.

What is not personal information?

Non-Personal Information is traditionally information that may not directly identify or be used to contact a specific individual, such as an Internet Protocol (“IP”) address or mobile device unique identifier, particularly if that information is de-identified (meaning it becomes anonymous).

Can someone steal your information through a text?

The latest form is smishing, another tool used by cybercriminals to obtain personally identifiable information and steal identities by infecting your smartphone through texts or an SMS message. The software’s malicious intent comes in the form of viruses, ransomware, spyware or adware.

Can someone steal your identity with your name and birthday?

Unfortunately, an ID fraudster can use your birthday as a piece of the puzzle to capture your identity and commit identity theft. That’s good reason enough to keep your birthday off of social media.

Is it OK to give out your birth date?

So to answer your question is it safe to reveal your birthdate. Preferably you only reveal it whenever it is really necessary (e.g. inquire each time if they really need it), the information is not considered secret and you will be required to disclose it on occasions for legitimate purpose.

How do you tell if your identity has been stolen?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

What can hackers do with your birthday?

A professional hacker who has access to your birth-date can easily collect more information about you (including zip code, SSN numbers and maiden’s name) from these various sites and pile them up to cause you some serious damage. Such data can then be used to sign up for credit cards and even to apply for loans.

What is protected personal information?

Protected personal information or “PPI” means any personal information or characteristics that may be used to distinguish or trace an individual’s identity, such as their name, Social Security Number (SSN), or biometric records.

Is your date of birth personal information?

“(1) any information that can be used to distinguish or trace an individual’s identity, such as name, social security number, date and place of birth, mother’s maiden name, or biometric records; and (2) any other information that is linked or linkable to an individual, such as medical, educational, financial, and …

What can a scammer do with my phone number?

This scam, also known as port-out or SIM splitting fraud, allows criminals to hijack your cellphone number. Once they have your number, the bad guys can clean out your financial accounts, confiscate your email, delete your data and take over your social media profiles.

Can someone steal my identity with last 4 digits of Social?

Although most widely used and shared, the last four digits are in fact the most important to protect. These are truly random and unique; the first five numbers represent when and where your Social Security card was issued. Scammers can get those numbers by knowing your birth date and hometown.

What can a scammer do with my Social Security number?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.