Question: Is Regalia First Card Free?

Is Regalia a good card?

HDFC Regalia Credit Card is one of the Super premium credit cards issued by the bank which holds a prestigious status.

It’s usually given to high net-worth individuals who have higher ITR or a better relationship value with the bank.

Its loaded with whole lot of features with great reward points on every spend..

Which HDFC credit card is lifetime free?

Exclusive Festive Pricing Condition valid Between November 1 2020 to March 31, 2021Credit Card ProductAnnual Membership feesDefault Pricing conditionMoneybackRs.500/- feeLife Time freeBusiness MoneybackMillennia credit cardRs.1,000/- feeRegaliaRs.2,500/- fee12 more rows

Which credit card is best in HDFC?

Top 10 HDFC Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows•Dec 24, 2020

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

Which bank gives highest credit limit?

Best High Limit Credit Cards of January 2021Card NameBest For:Credit LimitChase Sapphire Reserve®Highest LimitCredit limit from $10,000Chase Sapphire Preferred® CardOverallCredit limit from $5,000Wells Fargo Platinum cardBalance TransfersCredit limit from $1,000Chase Freedom Unlimited®0% PurchasesCredit limit from $5001 more row•Dec 1, 2020

Which is the best lifetime free credit card?

10 Best Lifetime Free Credit Cards in India 2020ICICI Instant Platinum Credit Card.HSBC Visa Platinum Credit Card.Citibank Rewards Domestic Credit Card.SBI Unnati Credit Card.ICICI Amazon Pay Credit Card.Kotak Royale Signature Credit Card.Axis Bank Insta Easy Credit Card.IndianOil Citibank Platinum Credit Card.More items…•

Which credit card is better than HDFC regalia?

Comparison of the Fee – HDFC Infinia vs HDFC RegaliaBasis of DifferenceHDFC InfiniaAnnual Membership Fees₹10000 Plus Applicable TaxesAnnual Renewal Fees₹10000 Plus Applicable TaxesRenewal Fees Waiving Off CriteriaSpend more than ₹8 Lacs in a year and waive off the Renewal Fees.

Is HDFC regalia Card International?

With the HDFC Bank Regalia Credit Card, you enjoy a complimentary Priority Pass membership that offers access to 1000+ airport lounges across the world. With Regalia First, you get three complimentary international lounge access each year!

How can I make my HDFC regalia credit card first lifetime free?

HDFC Regalia Credit Card. HDFC Regalia First Credit Card….The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

What is the limit of Regalia first credit card?

So that’s how HDFC Regalia First came into existence – as a good replacement for Allmiles credit card….Joining Fees & Charges.Joining FeeRs.1,000 (Easy to get First year free)Renewal FeeRs.1,000Renewal Fee WaiverRs. 1 Lakh Annual SpendPayment NetworkVisa SignatureMinimum LimitRs.1 LakhsJun 1, 2020

Which is better regalia or regalia first?

Bottomline. From above comparison chart, it’s quite evident that though Regalia and Regalia share the similar features, the benefits in Regalia First are lower than Regalia. This is quite expected as Regalia has higher income eligibility criteria and annual fees than Regalia First.

Which credit card is best?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeBest Suited ForHDFC Regalia Credit CardRs. 2,500Travel & ShoppingIndianOil Citibank® Platinum Credit CardRs. 1,000FuelSBI SimplyCLICK Credit CardRs. 499RewardsCiti PremierMiles Credit CardRs. 3,000Air Miles6 more rows•Dec 22, 2020

Can I use HDFC regalia credit card outside India?

Yes, you can use an HDFC credit card (issued in India) in other countries. Before you use the card internationally, you will have to activate the card for International use and purpose and also set a limit for this.

How do I avoid credit card annual fee?

The good news is that it’s possible to have a credit card with great benefits and avoid paying an annual fee.Ask for the fee to be waived. … Use your rewards to make up for the fee. … Switch to a different card. … Get a card with no annual fee. … Get a card that waives the fee. … Cancel the card.

Is HDFC regalia card free?

HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.

What is the benefit of HDFC regalia card?

Key Highlights of the HDFC Regalia Credit Card You can avail up to 15% discount on the bill every time you dine-out. Earn rewards faster with your Regalia card. Redeem your accrued points for attractive gifts and rewards available exclusively for Regalia cardholders. Enjoy up to 50 days of interest-free period.

What is the maximum limit of HDFC regalia credit card?

Rs.2 LakhsHDFC Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs. HDFC Diners Club Rewardz Credit Card Limit: Rs.

Is Regalia first a good card?

HDFC Regalia First Credit Card offers its users with excellent rewards and benefits on shopping, travel and entertainment. Airport lounge access and exclusive dining privileges add to its benefits. In its fee range, HDFC Regalia First Credit Card is one of the best options.

Can I convert HDFC Regalia reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. … The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

Which is best credit card in India?

10 Best credit cards in 2020:Credit CardJoining FeeAnnual FeeHDFC Freedom Credit CardNILRs.500Yatra SBI Credit CardRs.499Rs.499HDFC Bank Diners Club Black CardNILRs.10,000IndusInd Bank Platinum CardNILNIL6 more rows