Question: How Can I Reactivate My SBI Account Online?

What if my SBI account is inactive?

An inactive bank account is termed inoperative.

An account becomes inoperative if there are no transactions in the account for over two years.

An inactive bank account is termed inoperative.

Once the account becomes inoperative, the account holder cannot transact in the account..

What happens to an inactive bank account?

If a current account or savings account is left inactive for a specified period of time it will be declared dormant by the bank, meaning it’s inactive or no longer in use. But if there’s any money left in it, you may still be able to track down the account and reclaim any funds.

Why do banks charge customers who have inactive accounts?

Many banks and credit unions will charge your savings or checking account a monthly inactivity fee after a certain period of time in which there are no customer-initiated deposits or withdrawals. … The longer the time after the fee, the less chance you’ll be able to get a reimbursement.

How do I know if my bank account is active or not?

You should visit your nearest bank branch with your account number and they will tell you if your account is active or not.

How can I reactivate my SBI account?

How to reactivate your bank account? You can reactivate your inactive bank account by simply making a deposit or withdrawal transaction. To reactivate your dormant account, visit your home branch and provide a written request for reactivation of your account.

Can we reopen a closed bank account in SBI?

Originally Answered: How can I reopen my closed bank account in SBI? You cannot reopen a closed account ,but you can open a new account as usual. You may quote your old customer information number or customer identify number for capturing your old profile to merge with the new account number to be allotted you.

Can I reopen a closed account?

Ask for the account to be reopened Once you’re on the line with customer service, let them know that you’d like to reopen your closed account. If you closed the account yourself and you’ve changed your mind, explain why you’d like to reopen it.

How long can a bank account be inactive?

12 monthsWhen you don’t transact through a bank account for more than 12 months, that account gets classified as an inactive account. If that particular account does not witness any transaction for another 12 months, it is further reclassified as dormant account.

Can we deposit money in inactive account?

One can activate an inactive bank account by doing basic banking activities such as cash withdrawal or deposit, funds transfer or bill payment. … You can even call the customer care or contact the bank branch. In case of a dormant account, you may have to submit a written request along with identity proof.

What are the charges for closing SBI account?

SBI Account closing charges SBI does not levy any charges for accounts closed within 14 days of opening due to any reason. If an account is closed between 15 days to 1 year, then a charge of Rs 500 plus GST is applicable earlier.

How can I check my account status?

Ways to check your balance.Giving a Missed Call. Give a missed call on a toll- free number 1800 180 2223 or A missed call to the tolled number 0120-2303090 to get back an SMS with your current balance. … On Internet Banking. … By Sending An SMS.

How do you check my old SBI account is active or not?

SBI Account Balance Via Missed call banking From your registered mobile number, SMS ‘REGAccount Number’ to 09223488888. Once the service is activated for you, you will get a confirmation message from the bank.

How do I recover a closed bank account?

Short Answer: Depending on the reason why your bank account was closed, you can usually reopen it by initiating new transactions after a period of inactivity, by paying negative balances, or by contacting your bank to clear up any confusion about potentially suspicious or fraudulent activity.

How do I know if my account is active?

You can speak directly with a bank representative at one of the branch locations. If you have the account number, the representative can verify if the account is active. Most banks also require you to bring an identification card, like a driver’s license or state ID, to verify your identity.