How Do I Know If I’M Approved For Amazon Credit Card?

What is the best Amazon credit card?

Best Credit Cards for AmazonChase Sapphire Preferred® Card: Best Travel Credit Card for Amazon.Citi® Double Cash Card: Best for Cash Back.Blue Cash Preferred® Card from American Express: Best for Buying Amazon Gift Cards.Amazon Rewards Visa Signature Card: Best for No Annual Fee.Amazon Prime Rewards Visa Signature Card: Highest Rate of Rewards.More items…•.

How do you get approved for Amazon Prime Credit Card?

In order to have good Amazon Prime Rewards Visa Signature Card approval odds, you should start with at least a good credit score (i.e. 700+). Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness.

What bank does Amazon credit card use?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

Can you get a credit card with a 550 credit score?

Generally speaking, a credit score of between 300 (the lowest FICO score) and 650 is considered bad credit. However, some card issuers will consider scores of 550 to 650 as being simply poor credit and may consider you for an unsecured credit card.

What are the odds of getting approved for Amazon credit card?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

Does Amazon do a hard credit check?

When you went outside of Amazon to Chase, they did a hard pull on their side which is what you saw. You’ll see a hard inquiry for both, but not necessarily on all three agencies (Experian, TransUnion and Equifax). … Amazon Store Card is through GE Money.

Is the Amazon Prime Credit Card good?

It offers a strong 5% cash back on Amazon purchases and Whole Foods purchases with no limit to how much cash back you can earn. This earning rate makes the Amazon Prime Rewards Visa card the best credit card on the market for an Amazon purchase. In addition to the strong cash back rate, rewards are simple to redeem.

Is the Amazon credit card worth it?

The Amazon Prime Rewards card is undoubtedly worth it if you frequently order from Amazon — especially if you spend over $2,380 each year on the site or spend big on Amazon Prime Day. (Note, business owners may save even more with the Amazon Business Prime American Express Credit Card’s extra reward categories.)

What credit does Amazon pull?

Amazon will report your balance and payment information to the major consumer credit bureaus (Experian, TransUnion and Equifax).

What credit score do you need for an Amazon credit card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be.

How long does it take to get approved for Amazon store card?

2 to 4 weeksMost applications for the Amazon credit card get an instant decision, and you should be able to find that in your email inbox. If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Why did I get denied for an Amazon credit card?

Your Amazon Credit Card application can be denied for multiple reasons. Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.

Can I get pre approved for an Amazon credit card?

You cannot pre-qualify for an Amazon Credit Card. Neither the Amazon Visa Credit Card nor the Amazon Store Card offers pre-qualification. … However, in the case of the Amazon Credit Card, you will need to submit an actual application to find out if you qualify for the card.